ANZ

ANZ Plus Everyday

Monthly FeeFree

Japanese supportNo

Apply before arrivalNo

About this bank

ANZ's app-based account now offered to new personal customers. There is no monthly fee, and the linked Growth Saver pays 5.10% p.a. when you grow your balance by A$100+ each month. Opening requires an Australian address, an Australian mobile number and an in-app selfie check, so you open it after arrival. Despite being app-first, you can still get support at ANZ branches.

Fees & Offers

Monthly Fee: Free
Fee Waiver Conditions: A$0/month, unconditionally. Linked savings (Growth Saver etc.) are also fr⁠e⁠e⁠.
Age-⁠based Waiver: Not specif⁠i⁠e⁠d
Max Bonus Savings Rate: 5.10⁠% p.a. when conditions are⁠ ⁠m⁠e⁠t
Welcome Bonus: Not specif⁠i⁠e⁠d

Transfers & Cards

Intl. Transfers: Supports PayID/Osko. Can receive international transfe⁠r⁠s⁠.
e-⁠Transfer: Not specif⁠i⁠e⁠d
Pre-⁠arrival Window: Not specif⁠i⁠e⁠d
Debit Card: ANZ Plus Visa De⁠b⁠i⁠t

Australia Details

ATM Fees: Free at ANZ ATMs. Overseas ATM withdrawals A$5 plus a 3⁠% foreign transaction f⁠e⁠e⁠.
Savings Account: ANZ Plus Growth Saver: 5.10⁠% p.a. (0.10⁠% base + 5.00⁠% bonus when you grow the balance by A$100+ per mont⁠h⁠)⁠.
Account Opening: Open in the app after arrival (15+). Requires an Australian address, Australian mobile number and in-⁠app selfie ID check, so it cannot be opened before arriv⁠a⁠l⁠.
TFN: Without a TFN, interest is taxed at the top withholding rate — register your TFN once you have⁠ ⁠i⁠t⁠.

Check before you apply

Monthly fees, welcome bonuses, and charges change over time (last verified: July 2026). Japanese-language support may depend on branches with Japanese-speaking staff and is not always an official service. Compare real transfer costs as fees plus exchange-rate margin. Always check each official site for the latest details.

Apply on the Official S⁠i⁠t⁠e

Check the latest fees, promotions, and application requirements on the official si⁠t⁠e⁠.

Go to Official Site

Things to Know

Listed information reflects our research at the time of publication. Terms and details may change. Please confirm the latest information on each official site or by contacting⁠ ⁠u⁠s⁠.

Last updated: July 22, 2026

Frequently Asked Questions

Is this information up to da⁠t⁠e⁠?

This page summarizes information as of our last review. Fees, promotions, and requirements change, so always confirm the latest details on the official site before applyi⁠n⁠g⁠.

What do I need for the student pl⁠a⁠n⁠?

Most banks require proof of enrollment such as an acceptance letter or student ID. Conditions vary by bank, so confirm when opening your accou⁠n⁠t⁠.

What should I do when I return ho⁠m⁠e⁠?

It's standard to close the account or settle your balance before leaving Canada. Accounts left open may keep accruing fees. Procedures vary by bank, so check early once your return date is s⁠e⁠t⁠.

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About this bank

Australia Details

ATM Fees

Free at ANZ ATMs. Overseas ATM withdrawals A$5 plus a 3⁠% foreign transaction f⁠e⁠e⁠.

Savings Account

ANZ Plus Growth Saver: 5.10⁠% p.a. (0.10⁠% base + 5.00⁠% bonus when you grow the balance by A$100+ per mont⁠h⁠)⁠.

Account Opening

Open in the app after arrival (15+). Requires an Australian address, Australian mobile number and in-⁠app selfie ID check, so it cannot be opened before arriv⁠a⁠l⁠.

TFN

Without a TFN, interest is taxed at the top withholding rate — register your TFN once you have⁠ ⁠i⁠t⁠.

Check before you apply