Personal Account
An online bank known for high interest, a 0% foreign-fee prepaid Mastercard, and low-cost transfers via Wise. Best as a second account for savings and cheap overseas spending rather than a primary bank.
Monthly fees, welcome bonuses, and charges change over time (last verified: July 2026). Japanese-language support may depend on branches with Japanese-speaking staff and is not always an official service. Compare real transfer costs as fees plus exchange-rate margin. Always check each official site for the latest details.
Check the latest fees, promotions, and application requirements on the official site.
Go to Official SiteListed information reflects our research at the time of publication. Terms and details may change. Please confirm the latest information on each official site or by contacting us.