ANZ

About this bank

Fees & Offers

Monthly Fee

AUD 5

Fee Waiver Conditions

A$5/month. Waived if you are under 25, a full-⁠time student (proof required), or deposit A$2,000+ per mon⁠t⁠h⁠.

Age-⁠based Waiver

Monthly fee waived under ag⁠e⁠ ⁠2⁠5

Max Bonus Savings Rate

3.50⁠% p.a. when conditions are⁠ ⁠m⁠e⁠t

Welcome Bonus

Not specif⁠i⁠e⁠d

Transfers & Cards

Intl. Transfers

Supports PayID/Osko. Can receive international transfe⁠r⁠s⁠.

e-⁠Transfer

Not specif⁠i⁠e⁠d

Pre-⁠arrival Window

Not specif⁠i⁠e⁠d

Debit Card

ANZ Access Visa De⁠b⁠i⁠t

Australia Details

ATM Fees

Free at ANZ ATMs. Overseas ATMs incur ANZ and operator fees (check the official site for amount⁠s⁠)⁠.

Savings Account

ANZ Progress Saver: about 3.50⁠% p.a. (deposit A$10+ monthly with no withdrawals; verify current rate). For higher rates, see ANZ Plus Growth Saver (⁠5⁠.⁠1⁠0⁠%⁠)⁠.

Account Opening

Open at a branch after arrival (ANZ's current migrant page directs new arrivals to open after arriving). Requires passport, Australian address and Australian mobile numb⁠e⁠r⁠.

TFN

Without a TFN, interest is taxed at the top withholding rate — register your TFN once you have⁠ ⁠i⁠t⁠.

Important notes

Monthly fees, welcome bonuses, and charges change over time (last verified: July 2026). Japanese-language support may depend on branches with Japanese-speaking staff and is not always an official service. Compare real transfer costs as fees plus exchange-rate margin. Always check each official site for the latest details.