Macquarie Transaction Account
A digital bank that automatically refunds every domestic ATM operator fee and charges nothing of its own for overseas payments and withdrawals — best-in-class on fees. The everyday account itself also earns interest. However, Macquarie went fully cashless in November 2024: cash and cheque deposits are not possible, so it does not suit cash-paid jobs.
Monthly fees, welcome bonuses, and charges change over time (last verified: July 2026). Japanese-language support may depend on branches with Japanese-speaking staff and is not always an official service. Compare real transfer costs as fees plus exchange-rate margin. Always check each official site for the latest details.
Check the latest fees, promotions, and application requirements on the official site.
Go to Official SiteListed information reflects our research at the time of publication. Terms and details may change. Please confirm the latest information on each official site or by contacting us.