NAB

关于这家银行

账户管理费与优惠

月账户管理费

免费

免费条件

A$0/month, unconditionally. No domestic transaction or overdrawn fees. The only Big 4 account with no monthly fee and no conditions.

按年龄免除

暂无信息

储蓄奖励利率（最高）

年利率5.00%（满足条件时）

开户奖励

暂无信息

汇款与银行卡

国际汇款

Supports PayID/Osko. Can receive international transfers.

e-Transfer

暂无信息

出发前申请时限

暂无信息

借记卡

NAB Visa Debit

澳大利亚相关详情

ATM手续费

Fee-free at 4,000+ ATMs across Australia. Check the official site for overseas ATM and foreign transaction fees.

储蓄账户

NAB Reward Saver: 5.00% p.a. with bonus (deposit monthly and make no withdrawals). iSaver: 5.25% for the first 4 months, then 1.65%.

开户

Open at an NAB branch after arrival (pre-arrival online opening is currently suspended). Requires a 100-point ID check (passport + visa). You need 6+ months remaining on your visa and a 6+ month stay, so very short stays may not qualify.

TFN

Without a TFN, interest is taxed at the top withholding rate — register your TFN once you have it.

重要提示

月费、开户奖励和手续费可能会变动（最后确认：2026年7月）。日语服务可能由有日籍员工的分行提供，并非官方服务。汇款的实际成本请以手续费与汇率合计确认。最新信息请务必在各官方网站确认。